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'A New Direction in Insurance Services’

LifeStyle Insurance Services, Inc., was established in 1991 as a national agency specializing in long term care insurance.  Recognized as an industry leader in individual and group LTCI, LifeStyle’s company standards reflect integrity, honesty and the highest level of professionalism.   

We offer expertise in many areas including affinity, association, financial institution and executive carve-out and employee benefit markets.  Our commitment to our brokers and agents is to be the ultimate LTCI resource.  We offer training, marketing support and full administration services. 

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LifeStyle affiliates with the following carriers: John Hancock, MetLife, Genworth, Prudential, UnumProvident, Physicians Mutual, MedAmerica and for declined cases-Penn Treaty.

LifeStyle is a proud member of the National LTC Network, the industry's premier group of Managing General Agencies. The National LTC Network is dedicated to improving the design, distribution and marketing of private long term care insurance and the quality of long term care education for the benefit of the consumer and the agent.

What do we Offer?

New agent information:
LifeStyle Agent Services
Agent Compensation Matrix
Agent Letter

New sub-agency information:
Level One Compensation and Service Agreement
Level Two Compensation and Service Agreement
Level Three Compensation and Service Agreement-- National Accounts Only

 

Carol Gardner, President of LifeStyle, is a 1970 graduate of Brigham Young University and has experience in lending and financial marketing  “In the late 80’s, I recognized an opportunity to professionally market LTCI.  After conducting extensive research, I offered seminars to members of hospital associations.  Many of my own clients have now used this protection.  I see firsthand how this protects their lifestyle and gives them freedom to choose the place and type of care they desire.  Each member of a family benefits when a loved one has planned for this risk.”  Through her leadership, LifeStyle has since extended the reach of LTCI to banks and credit unions, broker-dealers, trade and professional associations and employers.”  Her professional experience includes:

·   Vice President and Board Member of the ‘National LTC Network'
·   Member of the National LTC Executive Study Council
·   Continuing Education Instructor for AALTCI Symposium
·   Member of Leadership Council, MetLife
    Member of Advisory Group, John Hancock
·   Multi-Life Committee Member, Genworth
·   Member of Agent Advisory Group, California Partnership
·   Nationally published in Life Insurance Selling and California Broker magazine, quoted in Senior Market Advisor and other publications
·   Guest speaker at national, regional and local forums, seminars and association meetings
 

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