"Carol Gardner is unquestionably among the best in the long term care insurance business.  Her knowledge of long term care insurance is at a level that sets her apart in a very specialized field, and her company and her excellent staff support and demonstrate that day in and day out.  I’ve had the privilege of working with Carol for approximately five years, and my firm has benefited greatly as a result.  Carol has unimpeachable integrity and character, which is why I place trust in her and her firm. "

Dave Donchey, CLU
Senior Vice President
Director, Long Term Care Insurance Sales
Leisure Werden & Terry Agency

"I have nothing but praise for Carol Gardner and her team of knowledgeable, dependable and supportive professionals at LifeStyle Insurance Services.  LifeStyle Insurance Services is one of the finest General Agents in the business and is a superb resource for any insurance professional who is serious about providing LTC insurance protection for their clients.  This organization knows LTC insurance "inside and out" and the staff always makes time to answer your questions."

C. Bradshaw Davis, CLU, ChFC
8950 Villa La Jolla Drive #2121
La Jolla, CA 92037
858-450-1600/ Fax: 858-450-0762
CA. Insurance License #: 0517962